How to Save Money on Your Teen’s Car Insurance
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5 Tips to Save on Insurance Premiums
Most insurers see teenagers as high-risk drivers, often charging huge premiums for their car insurance. They have a solid reason for doing so as statistics compiled by the Centers for Disease Control and Prevention (CDC) show that a large majority of car crashes in the United States are caused by teenagers. The data show that teens from ages 16 to 19 are three times as likely to be involved in a fatal crash incident compared to those who are 20 and older.
Insurance companies normally base their computations on multiple factors, including the vehicle owner’s driving history. That’s why it’s common to see rates for new teenage drivers, such as for 16-year-olds, to be twice as much compared to drivers who are a few years older.
Whether you’re adding your teen to your car insurance policy or you’re getting them a separate one, you can still expect the insurance rate to be sky-high.
However, there are ways for lowering the car insurance rates for new drivers such as teenagers. Breast Cancer Car Donations shares five helpful tips on how to save money on your teen’s car insurance:
1. Have them take driving courses.
Some insurance companies offer discounts for those who complete professional driving courses. Ask your insurer what courses it will credit and give discounts for before you sign your teen up for one.
2. Downsize the vehicle they’re driving.
The bigger the vehicle, the more expensive its car insurance will be. Downsize your teen’s ride to get lower premiums.
3. Ditch the coverage your teen won’t likely need.
You don’t need many of the different types of insurance coverage included in your teen’s insurance policy. Make sure to skip services that your teen is unlikely to make use of.
4. Add them to your existing insurance policy.
Instead of getting your teen a separate car insurance policy, just have them added to your own. This way, you’ll save a lot more money.
5. See if your provider offers Good Student discounts.
Many insurance companies offer discounts for drivers who have good academic records. Good student discount requirements vary per insurer, so make sure to ask your insurer what your teen needs to qualify.
Reach Out to Uninsured Breast Cancer Sufferers
Having car insurance for your young drivers will surely give you peace of mind as this will give them the protection they’ll need on the road.
Similarly, people with health insurance also have peace of mind as this shields them from potentially high health care costs in case of medical emergencies. Sadly though, many don’t have or can’t afford to have health insurance. Among them are the destitute breast cancer patients in your local community.
You can extend them a helping hand by donating any spare vehicle you no longer need to us at Breast Cancer Car Donations. We’ll use your donation to ensure that uninsured and helpless breast cancer patients in your area get all the treatments they need to survive.
Our team will place your auto up for auction, with the proceeds going to our charity partners. These reputable IRS-approved 501(c)(3) nonprofit organizations provide comprehensive breast health services to all who need them.
Thanks to your gift, needy breast cancer patients in your area will be able to gain easy access to top cancer centers as well as receive financial assistance to cover the costs of their treatments, doctor consultations, hospital fees, medications, and other essential health care services. Other beneficiaries get to receive free breast cancer screening, diagnosis, as well as cancer prevention and education services.
As our token of appreciation for your charitable contribution, we’ll promptly send you by mail the 100% tax-deductible sales receipt of your vehicle after its auction. This receipt will allow you to claim the highest possible tax deduction in the next tax season.
We’ll also haul off your unwanted vehicle at a date, time, and place of your choice. We’ll do that wherever you are in the country. And we won’t charge you even a single dollar for it.
However, those material perks may pale in comparison to the greatest reward you’ll get when you donate a vehicle to us — the priceless feeling of satisfaction for doing something that can help save the lives of breast cancer patients.
We take almost all types of vehicles regardless of their age or condition. Head over to this page to check out the different types of vehicles that we’ve been getting from our donors.
For more information about Breast Cancer Car Donations, including our quick and easy donation process, feel free to visit our FAQs page. Got any questions or concerns? Send them here or talk to us anytime through our toll-free hotline at 866-540-5069.
Give Peace of Mind to Breast Cancer Patients
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Ease the suffering of women battling breast cancer in your area with your vehicle donation. Call Breast Cancer Car Donations at 866-540-5069 or fill out our secure online donation form now!